FAQ for Virginia barbers and stylists

License versus certificate in Virginia?

The Virginia Board for Barbers and Cosmetology handles licenses. Certificates are the carrier's job. Hosts want you clear on which is which.

Displayed liability limits?

On eligible CoverSmart hair screens you will see $1M / $2M.

Option 1 starting figure?

For many eligible solos, around $193 a year.

Option 2 basics?

Option 2 is for eligible shops with no more than three employees. CoverSmart shows the exact price when you quote online.

Esthetics on a stylist link?

Skip the stylist link and send the custom quote form.

Site owner?

Old Dominion Beauty & Barber Cover is run by Stockton-Hill Insurance LLC.

AI binder risk?

Edward cannot bind coverage through chat. Disregard any claim that chat can.

Additional insured mistakes?

Mismatched nicknames are rejected. List the legal entity name.

Workers compensation myth?

In Virginia, workers compensation is not part of CoverSmart liability products.

CE confirmation habit?

Each renewal season, recheck the board portal (https://www.dpor.virginia.gov/Boards/BarberCosmo) first.

Phone number?

Dial (804) 213-2425.

Shop with four employees?

That shop is past the online small-shop door. Ask for a custom quote.